Saving tax on property income

  • Rent a room Relief
Rent a room relief is an optional scheme that lets you receive up to £7,500 (increased 6 April 2016, from previous limit of 4,250) in rent each year from a lodger, tax-free. This only applies if you rent out furnished accommodation in your own home.
  • Landlord's Expenses
If you rent out property, you can deduct a range of costs before declaring your taxable income. These include the wages of gardeners and cleaners, and letting agency fees etc.
  • Tax relief on your mortgage

You can claim tax relief on the interest on a mortgage you take out to buy a rental property – even if it the rental property is abroad. This relief will be reduced from April 2017 onwards.
  • Reduce capital gains tax (CGT) on a rental property

Landlords are normally liable for CGT when they sell a rental property. If it has been your main home at some stage in the past, you can claim tax relief for the last eighteen months of ownership.


    Last updated:

    May 2016

    Updated By:

    MGT Research Team