Tax savings through employee benefits


    • Season Ticket Loan
    If you are a commuter, check to see if your employer will give you a tax-free loan to buy your season ticket.

    • Use of Pool Cars
    Use a pool car for occasional business travel, if your employer provides these.

    • Childcare Schemes and Tax credits
    If you are an employee and pay for childcare, ask your employer if they have a childcare scheme. Salary sacrifice childcare schemes are easy to establish and can result in substantial savings for both employees and employers. Child tax credits can also save you money.

    • Company Car
    If you are entitled to a company car, consider whether it would be more tax-efficient to take a cash equivalent in pay instead.

    • Going Green
    If you are changing your company car, consider a low-emissions model . These are now taxed at a lower percentage of their list price, than cars with a high CO2 rating.

    • Pension Scheme Contributions
    Contributions to your employer's pension scheme (including any additional voluntary contributions you make) can be made from your gross pay, before any tax is charged.